Enter your details below to get an estimate of what your total monthly repayment on your loan will be.

Calculators

As a home buyer you don’t really know how much you will be paying towards your bond. The bond calculator is one of the tools you can use to determine how much you can afford to pay towards to your monthly mortgage.

Purchase Price

Deposit

Interest Rate

Repayment Term

The use of these tools and calculators is subject to the following disclaimer.
Total Monthly Repayment
Total Loan Amount
Total Interest
Repayment Term
0
30

Total Interest
0

Use the calculator below to determine the maximum home loan or Bond you may qualify for based on your monthly income.

Bond Affordability Calculator

Before looking for your home, it benefits you to know what you can afford. Our affordability calculator is designed to calculate the maximum home loan or bond you may qualify for based on your monthly income. Read more…

Gross Monthly Income

Net Monthly Income

Total Monthly Expenses

Interest Rate

Repayment Term

The use of these tools and calculators is subject to the following disclaimer.
Total Monthly Repayment
Total Loan Amount
Total Interest
Repayment Term
0
30

Total Interest
0

Enter your details below to determine your monthly repayment.

Bond Repayment

Calculate what your monthly bond or mortgage installment will be on your dream home. Our bond repayment calculator is designed to calculate what you will be paying monthly based on various factors. Read more…

Purchase Price:

Home Loan Amount

Deposit Amount:

Interest Rate

Repayment Term
Additional Payment (Per Month)

The use of these tools and calculators is subject to the following disclaimer.
Repayment Term
0
30

Total Interest
0

Total Savings
0

Total Monthly Repayment
Total Loan Amount
Total Interest
Additional Payment Result:
Total Saving
New loan duration
Costs:
Bond Costs
Transfer Costs

Use our transfer/bond calculator to see what the financial impact of these costs will be when you are approved for a new home loan.

Bond and Transfer Cost

Buying a home can be an expensive process, it is important to also take the transfer and bond costs into consideration when taking up a new home loan. Use our transfer/bond calculator to see what the financial impact of these costs will have when you’re approved for a new home loan. Read more…

Purchase Price

Home Loan Amount

Deposit Amount:

Interest Rate

Repayment Term

The use of these tools and calculators is subject to the following disclaimer.
Repayment
Loan Term:
Minimum gross monthly Income:
Monthly Repayment:
Interest Payment:
Total Loan Repayment:
Total Bond and Transfer Cost
DETAILED TRANSFER FEES
Transfer Cost(Incl Vat):
Deeds Office Fees:
Postage and petties:
Transfer Duty:
DETAILED BOND FEES
Bond Registration Fees(Incl Vat):
Deeds Office Fees:
Postage and petties:
Bond Costs
Transfer Costs

Use the table below to help you determine what your Personal Loan’s monthly repayment rates will be.

Personal Loan Table

LOAN AMOUNT 24 MONTHS TOTAL AMOUNT REPAYABLE 36 MONTHS TOTAL AMOUNT REPAYABLE 48 MONTHS TOTAL AMOUNT REPAYABLE 60 MONTHS TOTAL AMOUNT REPAYABLE 72 MONTHS TOTAL AMOUNT REPAYABLE
R 5,000 R 402 R 9,638 R 326 R 11,725 R 289 R 13,880 R 268 R 16,099 R 0 R 0
R 20,000 R 1,327 R 31,854 R 1,041 R 37,461 R 903 R 43,322 R 824 R 49,426 R 774 R 55,757
R 40,000 R 2,515 R 60,361 R 1,958 R 70,482 R 1,690 R 81,100 R 1,536 R 92,189 R 1,441 R 103,719
R 60,000 R 3,703 R 88,867 R 2,875 R 103,504 R 2,477 R 118,878 R 2,249 R 134,952 R 2,107 R 151,681
R 80,000 R 4,891 R 117,374 R 3,792 R 136,526 R 3,264 R 156,656 R 2,962 R 177,715 R 2,773 R 199,642
R 100,000 R 6,078 R 145,880 R 4,710 R 169,548 R 4,051 R 194,435 R 3,675 R 220,478 R 3,439 R 247,604
R 120,000 R 7,266 R 174,387 R 5,627 R 202,569 R 4,838 R 232,213 R 4,387 R 263,241 R 4,105 R 295,566
R 140,000 R 8,454 R 202,893 R 6,544 R 235,591 R 5,625 R 269,991 R 5,100 R 306,004 R 4,771 R 343,528
R 150,000 R 9,048 R 217,146 R 7,003 R 252,102 R 6,018 R 288,880 R 5,456 R 327,386 R 5,104 R 367,509

Loans are subject to the National Credit Act No.34 of 2005. All loan applications are considered and are subject to credit approval. The interest ratewith regards to a DirectAxis Personal Loan varies between 25%** an 28%** per annum (compounded monthly). All loan include a once-off initiationfee of up to R 1 197** and a monthly service fee of R68.40**. Your rate and initiation fee will be determined according to your personal risk profile.For illustration purposes, the figures in this table are calculated at an interest rate of 28% per annum. The repayments indicated also include a monthlypremium for the Personal Protection Plan of R4.50** per thousand of your loan or part thereof. ** Rates and fees are current as at 6 May 2016 and aresubject to change at the discretion of DirectAxis.